About Meridias Capital
Meridias Capital is a privately owned mortgage financing lender founded by president/CEO Nick Florez in 1999. We make first and second mortgage loans to individuals for the purchase or refinancing of one- to four-family primary residences, second homes and investment properties.
At Meridias Capital, we have strived to build a business model that empowers our originators and facilitates their success. Our mortgage origination platform allows originators to offer consumers:
- A diverse menu of loan programs to meet the needs of most any borrower.
- A combination of the lowest rates and fees in the industry.
- A lightning-quick, smooth-running process for securing a loan.
Meanwhile, our recruiting process ensures only the smartest and most motivated mortgage professionals become part of our team. The quality of our people — along with our proprietary technology — helps to create an exceptional experience for all our borrowers.
Both originators and borrowers have responded to the Meridias Capital way of doing business. We have enjoyed consistent and sustainable growth, and ranked sixth on Inc. magazine's 2005 list of the fastest-growing private companies in the United States. After lending over $2 billion in 2006, we expect to fund $3 billion in mortgage loans in 2007.
Meridias Capital has over 90 employees and maintains corporate headquarters in Henderson, Nev. We are licensed to conduct business in 42 states.
Management
Nick Florez
President & Chief Executive Officer
Since founding Meridias Capital in 1999, Nick Florez has worked tirelessly to build an originator-friendly, highly profitable mortgage company. He is intimately involved in daily decisions that determine the Company's direction and provides leadership on all major strategic initiatives.
Nick began his mortgage career as a retail loan originator, helping hundreds of families to obtain home loans. His extensive experience in working with borrowers continues to influence his thought process as Meridias Capital's president and CEO.
One of Nick's main motivations for starting Meridias Capital was to address the inefficiencies often found in the mortgage loan process. Following his lead, we have implemented advanced technology into all our branch operations. This has enabled us to improve communication and efficiency between all parties involved — and to pass on significant cost savings to our customers.
In 2002 Nick was recognized by Mortgage Originator Magazine as among the top 25 loan originators (by funded units) in the United States.
